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Your Guide to Homeownership

The process of buying a home or investment generally starts with determining your buying power; that is, your financial reserves plus your borrowing capacity.  If you give a real estate agent some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you.  Most lenders — banks and mortgage companies — offer limited choices.


Once you know how much you can and want to invest, the next steps are to:


1) Choose a property

2) Negotiate

3) Due diligence

4) Obtain financing 

5) Closing or settlement.

Cindy Barrett & Associates Realtors - SPARTANBURG, SC HOUSE HUNTING TIPS
9 House Hunting Tips
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